From setting a budget to checking the deed and registration — everything you should do before you pay a single taka.
1. Set a clear budget
Your budget is more than the flat price. Add registration costs, stamp duty, utility connection charges, parking, interior work and moving costs. Many buyers forget these and end up stretched.
If you plan to take a home loan, talk to a bank first so you know exactly how much you can borrow and what your monthly installment will be.
2. Choose the right area
Think about your daily life: office distance, schools, hospitals, markets and traffic. Gulshan and Banani offer prestige, Bashundhara and Uttara offer planned living, while Dhanmondi and Mohammadpur offer central convenience.
3. Verify the documents
Never skip this step. Ask for copies and have a lawyer check them:
- Title deed (dolil) and the chain of previous deeds
- Khatian records (CS, SA, RS and city survey)
- Mutation (namjari) and up-to-date land tax receipts
- RAJUK-approved building plan
- Joint venture agreement between the landowner and developer, for new projects
4. Inspect the property in person
Visit at different times of day. Check water pressure, natural light, ventilation, lift and generator backup, parking and the quality of construction materials.
5. Negotiate and close safely
Get every promise in writing — handover date, fittings, parking and payment schedule. Pay through bank transfers, not cash, and complete registration at the sub-registry office.
A good Realtor handles the shortlisting, negotiation and paperwork so you can focus on choosing the right home.
